Thanks for your question.
The difference lies in the difference between the subjective and the objective. Subjectively the dead have no sense of time between the moment of death and that of the resurrection. Objectively, thousands of years may have passed.
If you are saying that we immediately pass from life to judgement, that is not what the Bible says. The Bible clearly teaches that the judgement/resurrection occur together at the return of Christ. You say what's the difference? The difference is that I prefer to believe and work within the reality revealed in the Bible and not on the "Who cares?" notions invented to make death more comfortable. It's the lie of the serpent all over again "You shall not surely die."
God has appointed a day in which He will judge the world in righteousness through Jesus Christ. Acts 17. Why is it so important to you to invent notions which clearly contradict Bible teaching? When challenged, you say "What's the difference?" The difference is as important as the difference between what is real and what is fantasy. Fantasy does not become Truth just because you wish it to be so.